I was discussing car insurance recently with a friend of mine. When I first started driving aged 17, I can't remember what the cost of insuring my little Ford Fiesta was but I do remember spending an awful lot of time on the phone, ringing round for quotes. These days, it seems no matter how many quotes you receive, if you're a young driver between 17 and 24, you will pay an absolute fortune to insure your car. I know of young people who drive extremely carefully in their tiny engined cars and are being stung by companies. There is of course this stigma that if you're a young driver then you're also probably a reckless one, too. But that is something I am finding hard to agree with. Our main road known as the A1 is like a race track. The part where I live is a single carriageway and drivers speed up and down like there's no tomorrow. There are at least two major accidents a week on the stretch near where I live, caused by speeding or those who are just careless. There is no average, no statistical facts and certainly no particular age group that cause these accidents, some of which are fatal.
When my late father-in-law drove his car I used to fear for the lives of others on the road. I never got in the car with him because he used to frighten me with his recklessness, hitting the curb, fiddling with the radio, waving at passing motorists. And to top it all, he used to smoke whilst driving which was a reason in itself for me not to get in the car with him. My husband, even though a good driver, does have his moments where he is too busy waving at someone he knows that he fails to see the stationary car in front. I wonder if insurance companies tarn all young drivers with the same brush for a reason. I hold my hands up and admit I'm wrong if they can prove that the most reckless drivers on our roads are those of a young age, inexperience possibly playing a large part. But when I see grown men and women driving like nutters along a single carriageway, overtaking, weaving in and out, kids in the back, it really begs the question, are young people being ripped off?
p.s. don't forget about submitting your paranormal tales for my new blog, Marvellous Mable. Details here.